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Feel left out? Harvard says, think about money
Money, think security, strength and happiness... Money, think about it. A recent study, published in the Harvard Business Review, found that people who think about money are less likely to feel left out by their peers. The study looked at individuals who felt ostracized at work and found that …
Actuarial Guideline 49 (AG49): What You Need to Know by Timothy Pfeifer, FSA, MAAA
In mid-June of 2015, the NAIC adopted Actuarial Guideline 49, created to govern Indexed Universal Life Sales Illustrations. AG49 establishes three primary goals to be applied in two separate phases. Effective September 1, 2015 Introduce Guidelines for maximum illustrated index credited rates. …